[QOTW #4] What stops you from doing more work/education?

What stops you from actively seeking more education or work related things?

Work related including but not limited to: certifications, training, opportunities, or generally just asking for more responsibilities at your current job if you have one.

I'm interested in more education but struggle with time and money. Ideally on days I don't work, I would have a LOT of time if I cut out things like gaming and scrolling... but I feel like it'd be unrealistic to cut out as much as I would need to actually attend school regularly AND work full time.